Website Terms of Use

Welcome to our website. Florin Pensions LLC, including its associated companies (together “Florin”) requires that all the visitors to our site on the World Wide Web (the “Site”) adhere to the following rules and regulations. Below the term “us” or “we” refers to Florin. The term “you” refers to the user or viewer of the Site.

By accessing the Site you indicate your acknowledgement and acceptance of these terms and conditions which govern Florin’s relationship with you in relation to the Site.

The Site is designed for non-UK residents only.


  • The information contained on the Site is for your general information and use only and it is not intended to constitute or substitute investment advice or recommendations as to the suitability of any specific product or security.
  • The information is provided by Florin and while we endeavour to keep the information up to date and correct, we make no representation or warranties of any kind, express or implied as to the accuracy, timeliness, performance, completeness, reliability or suitability of the information, services and materials found or offered on the Site for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of, or any reliance on, any information or materials on the Site is entirely at your own risk for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through the Site meet your specific requirements.
  • Any technical support given by Florin on the use of the Site is given in good faith and Florin cannot accept liability for any data or information held on your computer which may be lost or damaged when providing such support.
  • You agree that neither Florin nor its affiliates, subsidiaries, members, managers, sub-contractors or employees (together the “Florin Group”) will be liable whether in contract, tort, strict liability or otherwise for any indirect, incidental, consequential or punitive damages or any damages for loss of profits or anticipated benefits (even if the Florin Group has been advised of the possibility of such benefits) arising out of or in connection with the use of the Site or a linked website or with the delay or inability to use the Site or a linked website. Further, you agree that the Florin Group shall not be liable under any theory of liability for the transmission of any viruses which may infect your equipment, unauthorised access, theft, operator errors or any force majeure directly or indirectly in connection with the use of the Site.

User Rights and Intellectual Property Rights

  • You are allowed to view, download and print out content from the Site for personal purposes only. All rights to the Site and the content on the Site are reserved for Florin and/or our technology providers. This material includes, but is not limited to, the design, layout, look, appearance and graphics. You are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using the content available on the Site for commercial or public purposes without the prior written consent of Florin.


  • From time to time the Site may also include links to other websites. These links are provided for your convenience to provide further information. We have no control over the nature, content or availability to those websites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. We have no responsibility for the content of the linked website.
  • You may not create a link to the Site from another website or document without Florin’s prior written consent.

Personal Data and Privacy Policy

  • You are not required to provide any personal information on any areas of the Site. However, you may choose to provide us with personal data about yourself, for example your name, address, email address, telephone number and/or other information. Personal data submitted will be used to allow us, our employees, agents, sub-contractors, pension administrators and/or investment managers to process your request or application for business purposes and for other purposes, for example, to send you information on news, publications seminars and events.
  • Florin will only use personal data which you submit to us via the Site in accordance with our privacy policy (please refer to the link on our home page for a copy of this policy). By submitting your information to us (via an authorisation form or otherwise) you consent to the use of that information as set out in our privacy policy.
  • We may also use aggregate information and statistics for the purposes of monitoring Site usage in order to help us develop the Site and our services. These statistics will not include information that can be used to identify any individual.
  • You acknowledge and agree that by providing Florin with any personal or proprietary user information through the Site, you consent to the transmission of such personal or proprietary user information over international borders as necessary for processing in accordance with the standard business practices of Florin.


  • Florin reserves the right to terminate, suspend or alter the content of the Site and to amend these terms and conditions at any time. Continued use of the Site after alteration of these terms and conditions shall be deemed to constitute acceptance by you of such alterations.


  • Florin reserves the right to seek all remedies available at law and in equity for violations of these terms and conditions, including the right to block access from a particular internet address to the Site. If any provisions of these terms and conditions is or becomes invalid, illegal or unenforceable in any respect under the law of any jurisdiction: – the validity, legality and enforceability under the law of the jurisdiction of any other provision; and – the validity, legality and enforceability under the law of any other jurisdiction of that or any other provision
  • shall not be affected or impaired in any way thereby.
  • These terms and conditions are governed by and construed in accordance with the laws of the State of California without giving effect to any conflict of law or choice of law provisions of that State.