UK Pension Transfer FAQ's
Follow our UK Pension Transfer FAQ page for answers to your UK Pension Transfer questions. All our articles are tailored to UK expats living in the USA. You can also follow us on LinkedIn for news and updates.
Am I entitled to a UK State Pension when living abroad?
If you worked in the UK you may qualify for a UK State Pension. A UK State Pension is payable to residents in the US at the same index linked rate as if you were living in the UK. If you have enough insurance under both US and UK schemes to qualify, you can receive state pensions from both countries. Read More
What is the UK final salary pension transfer ban and does it apply to my pension?
The UK Government was concerned that more people in public and private sector final salary schemes would want to transfer their pensions out of these schemes to gain access to their pension pots (through what is called a cash equivalent transfer value (CETV)) to take advantage of this increased flexibility. Read More
Should I transfer my final salary pension to a SIPP?
Whether or not you should transfer your final salary pension to a Self-Invested Personal Pension (SIPP) will depend upon a number of factors which should be carefully considered with your financial adviser. As required by UK pensions legislation, your financial adviser should commission a pension transfer report from an appropriately regulated UK financial adviser (unless the transfer value is £30,000 or less). Read More
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