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British Expats: Tax, Financial & Immigration Solutions You Need to Know! 26 March, San Jose

11 March, 2015

Whether you are new to the Bay Area or have been here a while, there are things you need to know to ensure success with your tax planning, immigration status and current and future finances. Navigating the immigration laws, establishing your credit history, understanding the taxation system, and oh, what to do with that UK pension you left behind? While these issues may seem separate, your decisions about one issue, may negatively, or positively, impact one of the other areas.

This is your chance to get your questions answered from a panel of experts in tax, immigration law, banking and UK pensions. You will also get a chance to connect with people who are in the same situation as yourself.

Join us for networking with food and wine at 6:00 pm, the panel session will start at 6:30 pm.

For more information and to register for the event go to BABC Event Registration Page

Some of the questions you will have answered:

  • Do I have to declare my worldwide assets and/or worldwide income when I file my tax return?
  • I will only stay in the US for a short period of time; can I claim some tax back when I leave?
  • I want to transfer some money from Europe to my US bank account; do I have to declare something?
  • How do I obtain a good credit score?
  • Why is a good credit score important and what should I know that will negatively impact it?
  • Now that I’m here legally, how quickly can I get a Green Card?
  • Can I transfer a UK pension plan to the United States?
  • What can I do with my UK Pension now I have moved?
  • What are the new UK pension flexibilities being introduced in April 2015 and how will they affect me?
  • Is a QROPS a good idea?


Sai Radhakrishan, Bank of the West

Business Development Officer, International Clientele Department, Assistant Vice President, Regional Banking Group

Sai Radhakrishan is Business Development Officer at Bank of the West. Her department supports both the Retail Banking Group and Wealth Management Group, and focuses on assisting clients with their domestic and international banking needs. Her clients include international entrepreneurs and families, high net-worth individuals and multi-national businesses.

Charlotte R. Wall, Spott, Lucey & Wall


Charlotte R. Wall is an owner of Spott, Lucey & Wall, Inc. CPAs, a local firm providing a full range of taxation and attestation services. Charlotte has over 25 years of experience assisting domestic and international businesses and individuals, helping manage their demanding cross border transactions. Her areas of expertise are tax planning and compliance services provided to various businesses, including multi-state professional service, closely-held, and foreign corporations. She is the firm?s lead specialist in multi-state issues, local taxation, and manages the firm?s real estate practice (developers, landlords, and investors).
Charlotte is on the SF Chapter Board of Directors for the California Society of Certified Public Accountants, the Director of the Swedish American Chamber of Commerce, and a member of the American Institute of Certified Public Accountants. She received her Bachelor of Science in Accounting at California State University, Hayward and her Master of Science in Taxation from Golden Gate University.

James Mayock, E & M Mayock

Managing Partner

Jim Mayock leads the law firm of E&M Mayock, which practices the full range of business immigration law. We make the hiring of international personnel a competitive advantage.
The firm specializes in employment-based ?green cards? and work-authorized visas. E&M Mayock offers 35 years of sophisticated expertise, managing successful applications for the entire range of immigration opportunities.
We drive the rapid processing of E Investor, H Professional, L Transferee and O Rockstar petitions. We facilitate business visa issuance abroad when consular officers become stingy. We find shortcuts to the onerous PERM Labor Certification process, leading to faster green cards.
Bringing the world’s best and brightest to America!

Emma Cockerton, Florin Pensions

Co-Founder and CEO

Emma Cockerton is co-founder and CEO of Florin Pensions LLC, a US based investment advisory firm specialising in advising expatriates on UK pension transfers. With only British expatriate advisors working at Florin, Florin is well placed to help its clients make sense of their UK pensions and provide local advice on how to manage them before and during retirement.
Florin is headquartered in San Francisco, but has advisors also located in New York and Florida. Prior to Florin, Emma worked in London as an Executive Director in the risk management function of GE Capital EMEA. She started her career as an UK attorney/solicitor working as a Senior Associate with Ashurst LLP, a multinational law firm based in London.


Julien Christiaens, Bank of the West

Vice President, Area Management

Julien Christiaens is Vice President, Area Manager at Bank of the West. His department focuses on assisting clients with their domestic and international banking needs.
His clients include international entrepreneurs and families, high net-worth individuals and multi-national businesses.
Prior to joining Bank of the West, Julien worked for its parent company, BNP Paribas in Belgium. Julien is fluent in French and English.